Insuring Against Natural Disaster Events

This document is a general guide about what to consider when valuing assets for natural disaster insurance purposes.

A natural disaster will typically be:

  • a storm, tornado or cyclone

  • a flood

  • an earthquake

  • a landslide

  • a volcanic eruption or geothermal activity

  • a tsunami

The guide does not include fire insurance other than fire occurring as a result of the listed perils. Fire insurance is a separate issue.

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